Bordereau redaction is the removal of personal identifiers from a ceded-risk schedule. GDPR Recital 26 says truly anonymous data falls outside the rules. anonym.plus marks each identifier on your device, so the risk figures stay usable while the people behind them are shielded.
When this applies
A ceded-risk schedule lists each policy with names and amounts. You strip those identifiers before the table goes to a reinsurance partner.
How anonym.plus handles it
- Open the schedule in anonym.plus on your device.
- The tool flags names, IDs, and contacts per row.
- Local OCR reads any scanned source sheet.
- Turn the name map OFF for true anonymity.
- Swap or black out the confirmed identifiers.
- Save the clean table locally.
What you need to provide
- The schedule (CSV exported to PDF, DOCX, or TXT).
- An operator (Redact suits a shared table).
- The name map turned OFF so no link survives.
PII & financial identifiers detected
| Category | anonym.plus entity type | Example |
|---|---|---|
| Names | PERSON | insured per row → [SUBJECT] |
| Identifiers | NATIONAL_ID | national ID → [ID] |
| Financial | MONEY | ceded sum €120,000 → [AMOUNT] |
| Organization | ORGANIZATION | cedent name → [CEDENT] |
| Dates | DATE_TIME | inception 2024 → [DATE] |
| Location | LOCATION | risk region → [REGION] |
Compliance achieved
- Aims at the anonymity standard in GDPR Recital 26.
- Turning the name map off removes any re-link route.
- Offline work keeps the ceded data off any server.
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Limitations & cautions
Recital 26 treats data as anonymous only if no one can re-identify a person. A rare risk in a small region can still single someone out. Check outliers before you cede the table.
Frequently asked questions
Does GDPR apply to a ceded schedule?
Yes, where it holds personal data of EU subjects. Recital 26 only exempts data that cannot re-identify anyone, so strip identifiers first.
Why turn off the name map?
A name map can re-link a row to a person. For true anonymity under Recital 26, leave it off so no reverse path remains.
Is the table uploaded?
No. The app runs locally, so the schedule never leaves your device.