Underwriting redaction is the removal of nonpublic personal information from a risk-assessment file. GLBA, at 15 U.S.C. §6802, limits sharing of such data. anonym.plus marks each item locally, so the risk picture stays intact while the identifiers go.
When this applies
A risk file gathers the applicant's medical, financial, and credit details in one place. You trim those fields before the record reaches an outside reviewer.
How anonym.plus handles it
- Open the record and its attachments in anonym.plus on your device.
- Local OCR reads any scanned report inside it.
- The tool flags names, SSNs, accounts, and credit data.
- Confirm each flag and keep the risk codes intact.
- Swap or black out the confirmed items.
- Save the clean version with no network call.
What you need to provide
- The risk file plus attachments (PDF, DOCX, scan).
- An operator: Replace, Redact, or Mask.
- Optional allow-list to keep policy and quote numbers.
PII & financial identifiers detected
| Category | anonym.plus entity type | Example |
|---|---|---|
| Names | PERSON | John Mercer → [APPLICANT] |
| Identifiers | US_SSN | 412-90-8771 → [SSN] |
| Financial | US_BANK_NUMBER | acct 0091 4420 → [ACCOUNT] |
| Dates | DATE_TIME | DOB 1982 → [DOB] |
| Contact | PHONE_NUMBER | (212) 555 0147 → [PHONE] |
| Location | LOCATION | 12 Pine Road → [ADDRESS] |
Compliance achieved
- Applies the sharing limits of GLBA (15 U.S.C. §6802) across the file.
- Offline work keeps the data inside your firm — nothing leaves it.
- AES-256-GCM guards the working copies at rest.
- Batch up to 20 files when a case carries many reports.
Anonymize underwriting files offline — see plans & start free →
Limitations & cautions
Attached reports vary in layout. Scanned pages lean on OCR, where letter errors are possible. Always check the flags on image pages before you export.
Frequently asked questions
Do attached reports fall under GLBA too?
Yes. The duty applies to nonpublic data wherever it sits. anonym.plus scans the file and each attached page in one pass.
Can I run several files at once?
Yes. Batch mode handles up to 20 documents in a single local run, so a case with many reports is cleaned together.
Does anything go to a server?
No. The tool is a 100% offline desktop app. Nothing is uploaded, so applicant data stays on your machine.