Loan estimate redaction is the removal of personal data from an LE form. TRID (12 CFR 1026.19) governs the timing and content of such an early disclosure. anonym.plus marks each item on your device, so the projected cost tables stay intact while the personal fields go.
When this applies
An LE names the applicant and projects rates, fees, and payments. You strip the identifiers before the form joins a benchmark or a sample.
How anonym.plus handles it
- Open the LE in anonym.plus on your device.
- Local OCR reads a scanned, issued copy.
- The tool flags names, account numbers, and addresses.
- Keep the projected figures and APR you must show.
- Swap or black out the confirmed items.
- Save the clean copy locally.
What you need to provide
- The LE (PDF, DOCX, or scan).
- An operator (Replace keeps the estimate readable).
- Optional allow-list for the required figures.
PII & financial identifiers detected
| Category | anonym.plus entity type | Example |
|---|---|---|
| Names | PERSON | applicant Cole → [APPLICANT] |
| Identifiers | US_SSN | 211-55-9080 → [SSN] |
| Financial | US_BANK_NUMBER | loan id → [ACCOUNT] |
| Money | MONEY | est. payment → [AMOUNT] |
| Location | LOCATION | property address → [ADDRESS] |
| Dates | DATE_TIME | issue date → [DATE] |
Compliance achieved
- Keeps early disclosure content required by TRID (12 CFR 1026.19).
- Removes the applicant's identifiers for safe sharing.
- Offline work keeps the estimate off any server.
Anonymize loan estimates offline — see plans & start free →
Limitations & cautions
TRID sets timing and content for the early disclosure. Redact identifiers, not the required projected figures. Retain a complete issued copy for your records.
Frequently asked questions
What must the LE disclose under TRID?
TRID (12 CFR 1026.19) requires projected costs, the APR, and key terms early. Redact the applicant's identifiers, not those required figures.
Will the projected costs survive?
Yes. Allow-list the required figures so they stay while names and the loan id are removed.
Is the issued LE uploaded?
No. The app runs locally, so the form never leaves your device.