Mortgage File Redaction with anonym.plus

Clear GLBA nonpublic data from a home-financing folder before you share it.

Mortgage file redaction is the removal of nonpublic personal data from a home-financing folder. The GLBA Privacy Rule (15 U.S.C. §6802) limits how a lender shares such data. anonym.plus marks each field locally, so the bound set stays whole while the protected items go.

When this applies

A full set binds the application, appraisal, and disclosures, each with raw identifiers. You strip those before the folder reaches an investor or auditor.

How anonym.plus handles it

  1. Point anonym.plus at the package on your machine.
  2. Local OCR reads scanned title and appraisal pages.
  3. The tool flags SSNs, account numbers, and addresses.
  4. Review flags across each document in the set.
  5. Swap or black out the confirmed items.
  6. Save the clean package locally.

What you need to provide

PII & financial identifiers detected

Categoryanonym.plus entity typeExample
IdentifiersUS_SSN601-22-4419 → [SSN]
NamesPERSONLena Park → [BORROWER]
FinancialUS_BANK_NUMBERacct 7782 → [ACCOUNT]
MoneyMONEY$420,000 → [AMOUNT]
LocationLOCATIONsubject property → [ADDRESS]
DatesDATE_TIMEDOB 1979 → [DOB]

Compliance achieved

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Limitations & cautions

A bound set mixes scans and native files, so image pages lean on OCR. Check the flags on faint scans. The property address itself can re-identify the household even after names go.

Frequently asked questions

Can the whole folder be cleaned at once?

Yes. Point the tool at the directory, and batch mode handles up to 20 documents per run, with OCR for any scanned pages.

Should I redact the property address?

Often yes. An address can re-identify a household. The tool flags it so you can decide what to mask for your use case.

Does anything go to a server?

No. The app is a 100% offline desktop tool. Nothing is uploaded, so the package stays on your device.