Transfer record redaction takes personal data out of a funds-movement log. MLR 2017 reg 64 sets what payer information must accompany a payment. anonym.plus marks each party on your machine, so the audit trail stays clear while the names and accounts are shielded.
When this applies
A CHAPS record names the payer, the payee, and both accounts. You must hide those parties before the log goes to an analyst or examiner.
How anonym.plus handles it
- Open the log in anonym.plus on your device.
- Local OCR reads any imaged confirmation pages.
- It flags payer, payee, and account details.
- Confirm the flags and keep the reference numbers.
- Swap or black out the confirmed parties.
- Save the clean record locally.
What you need to provide
- The payment log (CSV, PDF, or scan).
- An operator: Replace, Redact, or Mask.
- Optional batch for a day's worth of remittances.
PII & financial identifiers detected
| Category | anonym.plus entity type | Example |
|---|---|---|
| Names | PERSON | payer R. Vance → [SENDER] |
| Names | PERSON | payee M. Cole → [RECIPIENT] |
| Financial | IBAN_CODE | GB29 NWBK 6016 1331 9268 19 → [IBAN] |
| Financial | UK_BANK_NUMBER | 55-21-09 55210987 → [ACCOUNT] |
| Money | MONEY | £48,000.00 → [AMOUNT] |
| Location | LOCATION | payer's town → [LOCATION] |
Compliance achieved
- Shields the payer data carried under MLR 2017 reg 64.
- Keeps reference and trace numbers intact for the trail.
- Offline work keeps the payment log off any server.
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Limitations & cautions
A unique amount on a known date can point to a party even after names are masked. Review the trail for such clues, and keep an unmasked original for your own audit needs.
Frequently asked questions
What payer data must travel with a transfer?
Reg 64 covers the payer and payee names, accounts, and addresses. anonym.plus flags each so you can hide them in the shared copy.
Can it read a scanned payment confirmation?
Yes. Local OCR reads the image first, then flags the parties and accounts.
Does the log leave my machine?
No. The app is fully offline, so the remittance data stays on your device.