Closing disclosure redaction is the removal of personal data from a CD form. TRID (12 CFR 1026.19) governs the timing and content of such a disclosure. anonym.plus marks each item on your device, so the required cost tables stay intact while the personal fields go.
When this applies
A CD names the parties and lists loan terms, fees, and cash to close. You strip the identifiers before the form enters a sample or training set.
How anonym.plus handles it
- Open the CD in anonym.plus on your device.
- Local OCR reads a scanned, signed copy.
- The tool flags names, account numbers, and addresses.
- Keep the cost tables and disclosure figures intact.
- Swap or black out the confirmed items.
- Save the clean copy locally.
What you need to provide
- The CD (PDF, DOCX, or scan).
- An operator (Replace keeps the tables readable).
- Optional allow-list for the required cost figures.
PII & financial identifiers detected
| Category | anonym.plus entity type | Example |
|---|---|---|
| Names | PERSON | borrower Ortiz → [BORROWER] |
| Identifiers | US_SSN | 509-88-2231 → [SSN] |
| Financial | US_BANK_NUMBER | loan number → [ACCOUNT] |
| Money | MONEY | cash to close → [AMOUNT] |
| Location | LOCATION | property address → [ADDRESS] |
| Dates | DATE_TIME | closing date → [DATE] |
Compliance achieved
- Keeps disclosure content required by TRID (12 CFR 1026.19) intact.
- Removes the borrower's identifiers for safe sampling.
- Offline work keeps the form off any server.
Anonymize closing disclosures offline — see plans & start free →
Limitations & cautions
TRID requires accurate figures in the disclosure. Redact identifiers, not the required cost tables. Keep a complete signed copy for your compliance file.
Frequently asked questions
What does TRID require on the CD?
TRID (12 CFR 1026.19) sets the timing and required cost content. Redact the parties' identifiers, not the figures the rule mandates.
Will the cost tables survive the pass?
Yes. Allow-list the required figures so they stay while names and the loan number are removed.
Is the signed CD uploaded?
No. The app is fully offline, so the form stays on your machine.