Direct Debit Mandate Redaction with anonym.plus

Finance Solution · Retail & Consumer Banking · PSRs 2017 (Payment Services Regs 2017)

Direct Debit mandate redaction takes personal data out of a payment instruction. The Payment Services Regulations 2017 (PSRs 2017) govern how a payment provider handles such data. anonym.plus marks each field on your machine, so the form structure stays intact while the customer data is shielded.

When this applies

An instruction names the account holder, the sort code, and the creditor reference. You must hide those before the form goes to a processor or auditor.

How anonym.plus handles it

1. Open the form in anonym.plus on your device.
2. Local OCR reads a scanned, signed page.
3. It flags the holder, sort code, and account.
4. Confirm the flags and keep the Service User Number.
5. Swap or black out the confirmed fields.
6. Save the clean file locally.

What you need to provide

• The instruction (PDF, DOCX, or scan).
• An operator (Replace keeps the form readable).
• Optional allow-list for the Service User Number.

PII & financial identifiers detected

Compliance achieved

• Handles the customer data within the scope of the PSRs 2017.
• Reads a scanned, signed page via local OCR.
• Offline work keeps the sort-code and holder data off any server.

Limitations & cautions

The PSRs 2017 sit alongside UK GDPR for personal data, so check both when you reuse a form. A masked account that keeps the sort code can still narrow the payer; remove the whole value for true anonymity.