Bordereau redaction is the removal of personal identifiers from a ceded-risk schedule. UK GDPR Recital 26 says truly anonymous data falls outside the rules, and the ICO Anonymisation Code applies a motivated-intruder test. anonym.plus marks each identifier on your device, so the risk figures stay usable while the people behind them are shielded.
When this applies
A ceded-risk schedule lists each line with names and amounts. You strip those identifiers before the table goes to a reinsurance partner.
How anonym.plus handles it
- Open the schedule in anonym.plus on your device.
- The tool flags names, IDs, and contacts per row.
- Local OCR reads any scanned source sheet.
- Turn the alias map OFF for true anonymity.
- Swap or black out the confirmed identifiers.
- Save the clean table locally.
What you need to provide
- The schedule (CSV exported to PDF, DOCX, or TXT).
- An operator (Redact suits a shared table).
- The alias map turned OFF so no link survives.
PII & financial identifiers detected
| Category | anonym.plus entity type | Example |
|---|---|---|
| Names | PERSON | insured per row → [SUBJECT] |
| Identifiers | UK_NINO | national insurance no → [NINO] |
| Financial | MONEY | ceded sum £120,000 → [AMOUNT] |
| Organisation | ORGANIZATION | cedent name → [CEDENT] |
| Dates | DATE_TIME | inception 2024 → [DATE] |
| Location | LOCATION | risk region → [REGION] |
Compliance achieved
- Aims at the anonymity standard in UK GDPR Recital 26.
- Turning the alias map off removes any re-link route.
- Offline work keeps the ceded figures off any server.
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Limitations & cautions
Recital 26 treats data as anonymous only if no one can re-identify a person. A rare risk in a small region can still single someone out. Check outliers before you cede the table.
Frequently asked questions
Does UK GDPR apply to a ceded schedule?
Yes, where it holds personal data of UK subjects. Recital 26 only exempts data that cannot re-identify anyone, so strip identifiers first.
Why turn off the alias map?
An alias map can re-link a row to a person. For true anonymity under Recital 26, leave it off so no reverse path remains.
Is the table uploaded?
No. The app runs locally, so the schedule never leaves your device.